New Hampshire Leads Nation in Health Insurance Affordability Ahead of 2025 Open Enrollment

CONCORD, NH (August 23, 2024) – As the nation prepares for the 2025 health insurance open enrollment period, the New Hampshire Insurance Department (NHID) announces that New Hampshire has been recognized for offering the lowest average monthly health insurance premiums in the country. This achievement underscores the state’s commitment to providing accessible, high-quality health care to its residents.

According to the recent report by WalletHub, New Hampshire also ranked fifth overall among states with the best health care systems. The report, which compared 44 measures of cost, accessibility and outcomes, highlights the importance of balancing cost with quality, noting that affordable health care should not come at the expense of effectiveness. With health care costs continuing to rise nationwide, New Hampshire stands out for making health insurance accessible without compromising the quality of care that patients receive. This report is consistent with the data reported at the NHID’s annual rate hearing in 2023.

“New Hampshire’s top ranking in affordability is a testament to our collaborative efforts with health care providers, insurers, and policymakers,” said DJ Bettencourt, Commissioner of the New Hampshire Insurance Department. “As we approach the open enrollment period, we encourage Granite Staters to take advantage of the affordable options available to them and ensure they have the coverage they need.”

Open Enrollment for the 2025 plan year will run from November 1, 2024, to January 15, 2025. This period is a critical time for individuals and families to review their health insurance options. The NHID continues to work diligently to ensure that every Granite Stater has access to the information and resources needed to make informed decisions about their health coverage.

“As open enrollment approaches, we remain committed to providing residents with a range of affordable, high-quality insurance options that fit their needs,” said Keith Nyhan, Deputy Insurance Commissioner.

For more information on health insurance options and to stay informed ahead of open enrollment, visit the NHID website at https://insurance.nh.gov. To read the full report by WalletHub, visit https://wallethub.com/edu/states-with-best-health-care/23457. 

The New Hampshire Insurance Department Can Help

The New Hampshire Insurance Department’s mission is to promote and protect the public good by ensuring the existence of a safe and competitive insurance marketplace through the development and enforcement of the insurance laws of the State of New Hampshire. Contact us with any questions or concerns you may have regarding your insurance coverage at 1‐800‐852‐ 3416 or (603) 271‐2261, or by email at consumerservices@ins.nh.gov. For more information, visit https://insurance.nh.gov/.